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Decision guide · D7 · D8 · Golden Visa · 2026 figures

Portugal Visa Comparison — D7 vs D8 vs D2 vs Golden Visa

The three main paths to Portugal residency for non-EU citizens differ on income source, minimum thresholds, presence requirements and cost. This comparison helps you pick. If you want to discuss your own case afterwards, send us your question.

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Short answer

Choose by where your money comes from. Living on a pension, rent or dividends: the D7. Working remotely for employers or clients outside Portugal: the D8. Running your own business or freelancing in Portugal: the D2. Highly qualified job with a Portuguese employer: the highly qualified (D3) route or the EU Blue Card. Investing without moving full-time: the Golden Visa (ARI), which needs only 7 days in Portugal in year 1 and 14 days in each later two-year period.

Sources: MNE visa types, MNE visa portal, Lei 23/2007 (consolidated), AIMA ARI page. The table below compares the routes. Document lists for each one are on our requirements pages.

Most non-EU citizens moving to Portugal choose between five residence routes. Picking a route that does not match your income is a common reason for a refusal, so check the fit before you collect documents.

This page compares the routes. It does not list every document: for the full file, use the D7 visa requirements checklist, the D8 digital nomad visa guide and the Golden Visa requirements. To budget for life after the move, see the cost of living in Portugal.

Portugal residence routes compared

RouteBest forMain condition and money testTime in PortugalOur guide
D7 (passive income)Retirees and people living on pensions, rent, dividends or royaltiesAt least the minimum wage (RMMG), €920 a month in 2026 for the first adult; +50% per further adult, +30% per child (DL 139/2025; Portaria 1563/2007)You live in PortugalD7 requirements
D8 (digital nomad)Remote employees and freelancers whose employers or clients are outside PortugalAverage income over the last 3 months of at least 4 × RMMG, €3,680 a month in 2026 (MNE visa portal)You live in Portugal (residence visa) or stay up to a year (temporary-stay visa) (MNE visa types)D8 guide
D2 (self-employed or entrepreneur)Freelancers and business owners who will work or set up a company in PortugalA company formed, activity registered with the tax office and Social Security, or a service contract; professional qualification where required; means of subsistence (AIMA, Art. 89(1)). Innovative start-ups in a certified incubator use the StartUP Visa (AIMA StartUP Visa, Art. 89(4))You live in PortugalSend us your question
D3 (highly qualified) and EU Blue CardSpecialists with a Portuguese work or service contract for a highly qualified activityA contract compatible with the activity; for employees, a minimum salary set by reference to the national average wage, as listed by AIMA (AIMA, Art. 90). The EU Blue Card has its own regime (Art. 121-A, Lei 23/2007 (consolidated))You live in PortugalSend us your question
Golden Visa (ARI)Investors who want residence without moving full-timeA qualifying investment under Art. 3(1)(d) of Lei 23/2007, such as €500,000 in an investment fund; real estate no longer qualifies (AIMA ARI page)At least 7 days in year 1 and 14 days in each later two-year period (AIMA ARI page; DR 15-A/2015)Golden Visa requirements
Qualified job-seeker visaPeople with specialised technical skills looking for a highly qualified jobValid for 120 days, extendable by 60; you must start work and apply for residence within that time, or leave and wait a year to reapply (Art. 57-A as amended by Lei 61/2025)Single entry; you search from PortugalSend us your question

Figures checked on 23 October 2026 against the sources linked in each row. Family reunification after 2 years of residence applies to the D7, D8, D2 and D3 routes, with exceptions such as minor children; Golden Visa families are exempt from the wait (Lei 61/2025). Citizenship needs 7 years of legal residence for EU and CPLP nationals and 10 years for others, whichever route you use (LO 1/2026).

Who should choose which

  • You are retired or live on investment income → the D7. Pension, rent and dividends count as passive income; a salary does not. Start with the D7 visa eligibility check or, for retirees, the retirement visa guide and our guide to retiring in Portugal.
  • You work remotely for a company or clients abroad → the D8, if your income reaches 4 × RMMG. If it does not, the D8 is not available, and presenting salary as passive income to get a D7 puts the file at risk.
  • You freelance for Portuguese clients or will open a business in Portugal → the D2. The D8 only covers work for entities outside Portugal (MNE visa portal).
  • You have a job offer for a highly qualified role in Portugal → the D3 route or the EU Blue Card, depending on the contract and salary (AIMA, Art. 90).
  • You want residence as a Plan B and will not live in Portugal → the Golden Visa. Compare the qualifying routes on our Golden Visa page and the investment fund route.
  • Your spouse or child already lives in Portugal legally → family reunification may suit you better than your own visa. See the residence permit guide.
  • Your goal is a Portuguese passport → no visa gives it automatically. Check the citizenship requirements and whether you have a citizenship by descent route.

D7 vs D8 — the most common confusion

Many remote workers default to the D7 because older content recommends it. If your income comes from active work, the D8 is the route designed for it. Key differences:

  • Income type: D7 is for passive income (pensions, dividends, rentals). D8 is for active remote employment or freelance income.
  • Income threshold: the D7 reference is the RMMG (€920 per month in 2026, first adult). The D8 requires four times the RMMG (€3,680 per month in 2026) as an average over the last three months (MNE visa portal: documents for residence visas).
  • Scrutiny: consulates and AIMA check that the income matches the visa type, so a salary presented as passive income puts the D7 file at risk.
  • Tax treatment: a D8 holder may fit into IFICI if the activity qualifies; a D7 holder is taxed under the ordinary rules and the relevant tax treaty. Check with a tax adviser.
  • Long-term outlook: residence periods for permanent residence and nationality follow the law in force when you apply, and these rules changed recently. Check the official texts (Lei n.º 23/2007; Lei Orgânica n.º 1/2026).

D7 vs Golden Visa — when to choose which

  • Presence: the D7 is for people who move to Portugal. The Golden Visa asks only for the minimum stay set by AIMA.
  • Use case: D7 = you are moving to Portugal. Golden Visa = you want EU residency as an option without relocating.
  • Cost: the D7 has no qualifying investment. The Golden Visa adds the qualifying investment, AIMA fees (Portaria n.º 307/2023) and professional fees. Ask for written quotes.
  • Tax residence: a D7 holder who lives in Portugal normally becomes tax resident there. A Golden Visa holder who spends little time in Portugal may not, but this depends on the tax-residence criteria. Ask a tax adviser.
  • Long-term outlook: permanent residence and nationality follow their own legal conditions for every route (see the citizenship requirements guide).

Common decision mistakes

  • Choosing D7 because it looks cheapest without checking that the income is passive. A file whose income does not match the visa type can be refused.
  • Choosing the Golden Visa for citizenship and assuming it is automatic. Citizenship has its own conditions, including language and residence rules (Ministry of Justice notice on the new Nationality Law).
  • Choosing the temporary-stay D8 when you need a residence permit. Check the visa type before you apply (MNE visa portal: visa types).
  • Underestimating AIMA delays. Nobody can promise a date for the residence card, so plan for waiting time.
  • Family structure issues. Family members must meet the legal definition and prove their relationship or dependency. It is not automatic.

D8 vs D2 — freelancers, check this first

  • Where your clients are: the D8 is for work done remotely for employers or clients outside Portugal. The D2 is for independent activity in Portugal, including Portuguese clients.
  • Money test: the D8 asks for 4 × RMMG on average over 3 months (MNE visa portal). The D2 asks for means of subsistence and proof the activity exists: a company, a registered activity or a service contract (AIMA, Art. 89(1)).
  • Changing later: a D2 permit holder can change the nature of the independent activity by telling AIMA, without a new card (Art. 89(6), Lei 23/2007 (consolidated)).

Next steps: check the D7 visa requirements for passive income, the Golden Visa requirements for investment, and the citizenship requirements if a Portuguese passport is the goal.

Expert Review: tell us your income type, your family members and your timeline, and we check which route fits. With your consent, a Portuguese partner lawyer contacts you and gives you their own written fee proposal before any work starts. We are not a law firm.

Official sources

We checked each rule on this page against these sources on 23 October 2026.

FAQ

Visa Comparison — frequently asked questions

Short, plain answers. For specifics on your case, request a consultation.

What is the difference between Portugal's D7, D8, D2 and Golden Visa?+

The D7 is for passive income such as pensions, dividends and rent. The D8 is for remote work for employers or clients outside Portugal and needs average monthly income of at least four times the minimum wage (€3,680 in 2026, per the MNE visa portal). The D2 is for self-employed people and entrepreneurs working in Portugal. The Golden Visa (ARI) is for a qualifying investment under Article 3(1)(d) of Law 23/2007 and needs only 7 days in Portugal in the first year and 14 days in each two-year period after that (AIMA).

Which Portugal visa is cheapest?+

It depends on your case. The D7, D8 and D2 need no qualifying investment. The Golden Visa adds the investment amount of the ARI route you choose, plus AIMA fees and professional fees. We do not quote an all-in total because no official source gives one. Ask for a written fee proposal.

Which Portugal visa is fastest to get?+

No visa has an official fixed processing time, and waits depend on the consulate and on AIMA, so we do not quote durations. The Golden Visa is filed with AIMA under the ARI rules. The D7, D8 and D2 start with a visa application at a Portuguese consulate.

What is the D2 visa and how is it different from the D8?+

The D2 is the residence route for independent professional activity or entrepreneurs in Portugal, under Article 89 of Law 23/2007. You need a company, a registered activity or a service contract, plus means of subsistence. The D8 covers only remote work for employers or clients outside Portugal. If your clients are in Portugal, look at the D2.

Is there a Portugal job-seeker visa in 2026?+

Yes, but since Law 61/2025 it is limited to people with specialised technical skills looking for highly qualified work. It lasts 120 days, extendable by 60. If you do not start work and apply for residence in that time, you must leave and wait a year before applying again.

Can I switch from D7 to D8 or Golden Visa later?+

Possibly, but changing the legal basis of a residence permit inside Portugal has its own conditions and is not a simple edit. It is better to choose the right route at the start. Check your eligibility with AIMA or a lawyer.

Do all these visas lead to Portuguese citizenship?+

Citizenship is not a feature of the visa. It follows the Nationality Law as amended by Lei Orgânica n.º 1/2026, in force since 19 May 2026: 7 years of legal residence for EU and CPLP nationals and 10 years for others, plus the other legal conditions. Read our citizenship requirements guide.

What is the difference between the D7 and the D8 visa specifically?+

The D7 is for passive income such as pensions, dividends and rent. The D8 is for employment or freelance income earned remotely from outside Portugal. If your income is salary or freelance fees, the D8 is the route designed for it.

Is the Golden Visa worth the investment just for EU residency?+

That depends on your goals and finances, and we cannot decide it for you. Compare the investment amount, the fees, the risks of the investment itself and the stay requirement, and ask a lawyer and a financial adviser before you commit. The conditions are in Article 3(1)(d) of Law 23/2007 and on the AIMA ARI page.

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